Can AGM Appraisals provide VIP service to me?
VIP Service - about 20% of our service capacity is available for a select group of new clients & homeowners. In addition to conventional, multi-family and condominium appraisals, we are also FHA approved!  Rush service (one to two days) is also available at no extra charge in most cases. We will be happy to overnight mail or hand deliver your completed appraisals!!  However, if you prefer immediate delivery of your appraisal via the Internet, we have the software to make it happen.  We welcome the opportunity to be of service!  Let us pamper you with our wide range of services!  You'll have peace of mind as we make your job a little easier!

Why is an appraisal so important?
Stop guessing about real estate value!    An accurate appraisal is very important because so much national wealth lies in real estate that the determination of its value is critical to the economic well being of society as a whole.   It is the charge of the professional appraiser to determine these values by gathering, analyzing and applying data pertinent to a property.  Without question, the professional opinion of the appraiser, backed by extensive training and knowledge, influences the decisions of people who own, manage, sell, purchase, invest in and lend money on the security of real estate.   Also, since the appraiser is trained to be an impartial third party in the lending process, the appraisal serves as a vital  "check in the system" and protects buyers from overpaying for property as well as lenders from over-lending to borrowers.   An appraisal is a lot more than a “price per square foot” exercise.

How does an appraisal differ from a home inspection or survey?
An appraisal is an independent, objective opinion or value.   The appraiser is not a home inspector, engineer, architect, electrician, plumber or contractor. The appraiser carefully inspects the house to determine the floorplan and the general overall condition.  An appraisal does not include a guarantee of condition.  The appraiser will observe any apparent problems and recommend appropriate specialized inspections.  The appraisal will estimate the financial impact on market value resulting from such problems. Clients are strongly encouraged to seek the advice of experts regarding the structural or mechanical aspects of a home.   Texas requires all real estate appraisers to be, at a minimum, state licensed or state certified and have fulfilled rigorous education and experience requirements and must adhere to strict industry standards and a professional code of ethics as promulgated by the Appraisal Foundation.   

What can I do to help the appraisal process?
Several items,  if available, will help your appraiser to prepare a more accurate appraisal in less time.   A survey of the house & property,  a deed or title report showing the legal description,  a recent tax bill,  a copy of the original house plans,  a list of recent improvements and any other related information would certainly be appreciated.   A cashier’s check or money order as payment for the appraisal would also reduce our turn-around time.